I have just done one of the hardest things I had to do all year. I was trying to avoid this action but there was no way around it. This thing has caused me so much frustration over the years that I sometimes regret that I ever went to college, let alone grad school. Yes I’m talking about the dreaded student loan payments. Seriously I owe over $100,000 .00 dollars worth of student loan debt and I don’t know how or when I can pay these people back.
The original plan was to go to school get a degree (in my case two) and venture into corporate America making the big bucks. I figured by the time the loan payments came due I would be able to afford the extra $540.00 payments a month. Well things did not work out that way. Prior to graduating from grad school 9/11 occurred. During that time many businesses began to lay off and finding a job (any job) was the goal. I found a job I actually loved and was laid off a year after obtaining it.
Since that time I began to work at my present company but I had to start at the bottom. I am slowly (as molasses) working my way up the corporate ladder but these things take time, and time is the one thing I don’t seem to have. I desperately want to pay back SallieMae but I do not have the funds. I think the colleges should not be paid until the student finds adequate employment, instead the student is saddled with debt regardless if they find employment or not. Did you know if you have outstanding student loans you can not get a passport……….. So much for leaving the country and trying my luck in Europe or Dubai!
I am looking for a better paying job within my company…but with they way the economy is going, finding a job…let alone a better job is a job in itself. I’m not saying an education is worthless…because it is not. But depending on your field (mine is business) it can be hard to find employment that pays enough (immediately) to pay back the student loans. So I’ve been approved for another year of deferment. I have one more year to make something happen. I do not want to be in this same position in 2010. I’m not sure what I will do but something will change…..even if I have to change companies or fields CHANGE IS COMING.
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3 comments:
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