Student Loan Debt Bomb

I have been hearing so much about student loans lately and all the negative aspects of a weak job market. I have a ton of student loans and I must admit I am super nervous about my repayment options. Right now I could not afford to repay what I actually owe. I was hoping to obtain a great job that pays more money than I currently make. Of course this is merely a hope and not quite based in the real reality of the current job market. I had my first interview for an entry level position in my field of Finance, I never heard back. I thought it was a bit rude, but I was told this was the new normal in job searching. Companies are not even bothering with the………..thanks but no thanks type of deal. Well many students are facing this every day. They spent a ton of money getting that fancy pants degree and now it seems to be just a piece of paper hanging in a nice frame next to your high school graduation photo on your mama’s wall. Many finance experts say the next financial explosion will come from the massive amount of student debt that has been financed by the government. Many predict that if the job market does not improve that the government will see a massive amount of student loan defaults. It will not be very long before the government has provided 1 trillion dollars in student loans. Experts say this default could be worse than the housing bubble. But what are students suppose to do. I was listening to NPR and they asked the question “Why so many people with PHD’s are on food stamps?” http://www.npr.org/2012/05/15/152751116/why-so-many-ph-d-s-are-on-food-stamps?ps=cprs

My guess is the same reason Lakeysia down the block is on food stamps………….THEY ARE BROKE and still need to eat. Now mainstream media want to focus on poverty and debt, when it was a minority issue it was not a problem. But guess what…………bad credit, payday loans, cash for gold, disconnection notices, EBT cards, unemployment checks and Medicaid has shown up on the white side of town. Now it is an official got-damn problem. Actually one guy blamed poor folks for this dilemma, he stated that poor people have started getting degrees in massive numbers and that is the reason for tall the student loan debt. While that may be true, poor people were lead to believe if they got an education it would be worth the investment to get the loans. But we did not anticipate being in a recession for years. Currently student loans have to be repaid… if not there are consequences and repercussions. The government can garnish your wages, put a lien on your home, take your income tax check, and ruin your credit. I do believe this will be a situation that the American people will have to deal with at some point.

War On Women 2012

I was watching CNN (not sure of the show just turned on the TV) and the host was saying that Romney gets the pulse of women from his wife Ann. Apparently Ann told him that right now women are mostly concerned with jobs for their children as well as jobs for themselves. Ann told her husband that the economy is women's greatest concern right now.

Democratic strategist Hilary Rosen then said what does Ann know about what working women are concerned with when she never worked a day in her life. Hilary stated that Ann has no idea what it is like to be an average everyday woman going to work and trying to figure out how she is going to feed her kids and pay the mortgage. She did not think it was a good idea for Ann to be advising her husband on women issue when she could only come for the point of a rich housewife.

I must agree with both Hilary and Ann. Yes if you are a working woman you are greatly concerned about the economy. But I also agree with Hilary, Ann don't know shit about a working woman's struggle. But that is not to demean what a stay at home Mom does. I know that a stay at home Mom sacrifice her ambition to be a Mom. I know that her contribution to the home mostly goes unnoticed and that she receives not pay for her work.

But the real part of me says if your man makes enough money for you to stay at home then you are not that damn financially strapped. I live and work around people who are struggling to survive. I see people trying to keep their home, trying to keep the repo man off their cars, trying to figure out how the hell they gonna get their kids to college without coming out with massive debt. Most of the Moms I know are single and Ann sure as hell cant tell their story.

Right now Americans want this damn economy fixed and we don't give a fuck who fix it. I personally want to see Obama do a second term but I admit I was a bit taken back when the democrats tried to distance themselves from Hilary Rosen. They starting to act all shy again. Yes women voters are a big part of the pie and no one wants to offend them. But the truth is the truth and aint no backing down from the truth

Becky Is Getting On My Muthaf%$##$ Nerves

When I say Becky I am generally referring to White women. I am not generalizing all White women because many of them are ambitious hard working women. But the few that try to ride other people coat tails to the top get on my damn nerves.

I am working on team project and it counts as 60% of the total grade for the class. I am in the group with two other people. We orginally started with five people but the other two decided to drop the class.

So this is a huge project and requires a great deal of hard work, time and comittment from the group. The other two people in the group are white. I have become used to being the only black in a social, work and schoolistic setting.

The first week we met up and divided up the work for the project. I noticed that Becky took the simpilest easist part of the project. But I thought she was going really go hard and put a lot more into it since me and the other guy had a majority of the project.

The second week of the project we brought back our work to see what we had so far and to see if we could be of any assistance to each other. I had 5 pages of solid work, the guy in the group had tons of his work completed. Becky showed up with one page of bullshit!

Then she starts acting all flirty with the guy in the group and he tells her since he is almost done his part he could help her with her part. I'm like really WTF, this bitch aint did shit but showed up with a few words on a piece of paper.

The same type of shit be occuring on the job. Becky's start acting all ambitious and shit and when it is really time to do some work, they start looking for a more experinced person to do the real hard work. Then of course after that they got the nerve to want to take full credit for the the shit.

Like I said this does not apply to all White women, some come to play and come to win. I know laziness can come in many shades, and is not exclusive to white women. But when you see White women passing you up no matter how much education you have. You see managment prefer they be the spokesperson the company.

People tend to believe them first before making them prove themselves. Whereas I have to prove I am smart, intelligent and worthy of a fair shot. And in many cases I have found that the Becky winds up hating me because they assumed I was an easy target and they were the smarter one.

I am just letting off steam because I am working on this damn project and Becky just texted that she could not show up. I could strangle that heifer right about now.

Finances

Merging two lives together is no joke. I am a planner and a saver. Yes I spend money on frivolous things but I really like to make sure my bills are paid first. However, my man is the total opposite. He likes to stay looking good and fly but likes to pay his bills last.

This is not an attractive trait. Actually its a freaking turn off to me. How the hell you wanna stay looking fly and your lights about to be turned off? We have had so many fights about money that its not even funny. He thinks Im a tight wad who plans like Im about to retire or die tomorrow. I believe in putting insurance on everything and contributing to my 401k.

Im sure he has never thought of his 401k and saving is not even in his vocabulary. The man is trying to turn me into him. He ask why I dont spoil myself, why I dont have a Coach purse, Why I dont pay 100's of dollar for tennis shoes, why I drunk before I go to the club. I look at him like he a plum damn fool. Most of the time I say ninja Imma be rich while yo broke azz go be begging me for cash.

I understand the live for the day mentality but I dont know if I can get past his negligence with money

Can You Imagine

So the cause of Whitney Houston's death as been ruled as an accidental drowning. They found cocaine and Xanax in her system along with heart disease. This is really not breaking news to many of Whitney's fans. We hoped that they did not find drugs in her system but privately we knew it could be a possibility.

In Whitney I saw some of my own family members, fighting for their life back. Trying to break free of demon that just seems to haunt them and stick to them like glue. I have a few close family members that had a private battle with crack cocaine. But at least they had anonymity on their side. They could fight the battle at their own pace, but Whitney did not have that privilege.

Can you imagine the whole world knowing your weakness and it being played out in the media? Imagine your worst day being exposed to the world to see and to judge. Imagine trying your best and failing over and over again all while people watch. That would be hard to take, but our celebrities deal with this daily.

Now imagine being Bobbi Kristina and losing your mama while the world looks on and show you pity. They follow you around and judge you just like they did your mama. People that claimed to be her friends took pictures of Whitney in her casket! The woman could not live in peace nor could she die in peace.


While the money is great it almost seems like a miserable life doesn't it.

Treyvon Martin

I know the whole country is ablaze with talk about the senseless killing of Treyvon Martin. I like many of you was taken aback by the situation when I first heard it, then I felt nothing. Yes I was numb, I'm from the ghetto so I am used to black men being killed for no apparent reason than being at the wrong place at the wrong time.

In 2003 my brother was murdered. I am still not sure what happened but I do know my brother was shot in the head and left to die in a dirty alley. It was the hardest thing that I ever had to deal with in my life. I could not talk about it for years without breaking down in tears. So many nights I thought about taking my own life because I could not imagine living in a world without him. I could not imagine breathing when he could not breath, being warm while he was laying in a cold grave. It was a time that all I could do was go to work. I could not socialize, maintain a relationship, clean my house or just be normal. I was depressed beyond belief. The police did very little to find his killer. They treated his death like another black man killed........oh well. It was like his life did not matter to them.

With that said I can relate to the parents of this 17 year old child. Wanting justice and the people who are suppose to protect you are ignoring you and your pain. What I can not imagine is knowing the killer of my child is roaming free and there is nothing but God keeping you from taking his life.

Yes it is a fact that some....not all white people see black people, especially men as suspects. Black men remind them of the creepy figures in the dark that is set out to kill them and rape their daughters and wives. Black men seem like a powerful dark force that must be stopped before they get out of control. Like wild animals that must be controlled and contained.

This fear led "the self appointed block caption" to shoot a 17 year old boy armed with a tea and skittles in the chest and kill him. This fear lead this grow man to follow this teenager like he was thief ready to steal at a moments notice.

I just pray that this child life is not in vain and that something good comes out of this bad situation

True Beauty

It’s one of the most important events in your life, people will be looking at you. Millions of people will be critiquing your dress, your hair, your make up and even checking to see if your teeth are white enough. The question is will you go with the trend or will you do your own thang and simply be yourself?

Well Viola Davis decided to be herself and she looked beautiful! She left the wig at home and works her natural hair. Her dress complimented her skin tone, the muscle definition in her arms made it clear that this women really takes care of her body. Her smile was mega watt and you could tell she was at ease and full of grace.

She said she asked her husband what she should do with her hair, he told her to wear it like she does when she was at home. To me that says that he thought she was more beautiful when she was just herself. I loved the look and I know many others like the way she looked as well.
Before you get all upset I don’t have anything against weaves or wigs. I have worn them before and it is a very high chance that I will be wearing a wig or a weave sometime in the near future. However, I always get more compliments when I wear my in its most natural form. As a matter of fact most of the time less is more. The less makeup, the less hair and simply dressed is when I turn more heads.

We have been taught and socialized to think that as women we need a full glamour squad to feel beautiful, when the truth is the beauty is on the inside. A true confidant woman has beauty that spills over from the inside to the outside. And a true man knows real beauty when he sees it!